| THE SHIMOGA DISTRICT CO – OPERATIVE CENTRAL BANK LTD., SHIVAMOGGA | |||||
| BANK COMMISSIONS & CHARGES (EXCLUSIVE OF TAX) ON THE SERVICES OFFERED BY THE BANK | |||||
| 1. PURCHASE OF DEMAND DRAFT/PAY ORDER/MONEY TRANSFER | |||||
| Instrument amount | Commission (In Rupees) | ||||
| DD/MT (Outside the Bank’s AOP) | Local DD/PO (within the district) | Cheque Collection Charges | Bills Collection Charges | ||
| 1 | Upto Rs.500 | 15.00 | 15.00 | 15.00 | 15.00 |
| 2 | Rs. 501 to 1000 | 20.00 | 20.00 | 20.00 | 15.00 |
| 3 | Rs.1001 to 5000 | 25.00 | 25.00 | 25.00 | 20.00 |
| 4 | Rs.5001 to 10000 | 30.00 | 30.00 | 30.00 | 25.00 |
| 5 | Rs.10,001 to 1,00,000 | Rs.2.5 per thousand | Rs.1.50 per thousand (Minimum of Rs.30 & maximum Rs.5000) | Rs. 3.75 per thousand | Rs.5.0 per thousand |
| 6 | Rs.Above 1,00,000 | Rs.2.0 per thousand (Minimum Rs.250/-) | Rs.3.50 per thousand (Minimum Rs.400/-) | Rs.4.00 per thousand (Minimum Rs.500/-) | |
| S.No | Service | Charges | |
| 1 | Stop payment instructions | Rs.50/- Per cheque | |
| 2 | For issuing of Duplicate DD/PO | Rs.30/- | |
| 3 | For revalidation of DD/PO | Rs.20/- | |
| 4 | For cancellation of DD/PO | Rs.20/- | |
| 2. SERVICES CHARGES ON THE SAVING BANK ACCOUNT, CURRENT ACCOUNT, OVERDRAFT & CASH CREDIT LOAN ACCOUNTS | ||||
| S.No | Service/Handling Charges | S.B Account | CA/OD/CCL | |
| 1 | Cheque Book | First 20 leafs free (per year) Thereafter Rs.2.00 per leaf | Rs.1.00 per leaf | |
| 2 | Cheques/Bills returned unpaid. | Upto Rs.1000. Rs.15 & above Rs.30 | ||
| 3 | Minimum Balance to be maintained | |||
| (i.) With cheque book facility | Rs.2000 | Rs.2500 | ||
| (ii.) Without Cheque book facility | Rs.1000 | NA | ||
| (iii.) Without Cheque book facility for farmers | Rs.500 | NA | ||
| (iv.) Without Cheque book facility for Dairy farmers (MPCS Members) | Rs.250 | NA | ||
| 4 | Duplicate Pass Book | Rs.25.00 | Rs.25.00 | |
| 5 | For writing only closing balance | Rs15.00 | Rs15.00 | |
| 6 | For old ledger entries per page | Rs.10.00 | Rs.10.00 | |
| 7 | Duplicate ledger Sheet per page | Rs.15.00 | Rs.15.00 | |
| S.No. 5 to 7 + Pass Book charges Rs.25/- to be collect. | ||||
| 8 | Balance Certificate (Other than Member societies) | Rs.25.00 | Rs.50.00 | |
| 9 | Non maintenance of minimum balance | Rs.25.00 per tranaction | Rs.25.00 per transaction | |
| 10 | Closure of account (If closed within one year) | Rs.50.00 | Rs.100.00 | |
| 11 | Dormant/Inoperative account charges | Rs.125.yearly | Rs.150. yearly | |
| 12 | Account Maintenance Charges | Rs50/- Yealry | Rs100. Yealry | |
| 13 | SMS Alert Charges | Rs.15.Qyartely | Rs.15 Qyartely | |
| 3. CHARGES ON OTHER SERVICES. | ||||
| 1 | Duplicate FD Receipt Rs.50/- | |||
| 2 | Cash Token last Rs.300/- | |||
| 3 | Issuing of NOC – | |||
| 1. For Agri-loans Rs.25.00 | ||||
| 2. For Non Agri-loans Rs.50.00 | ||||
| 3. For Education loan- Nill | ||||
| 4 | Postal/Telecommunication Charges | |||
| 1. Ordinary Post : Actual postal Charges ( Minimum of Rs.10) | ||||
| 2. Registered/Speed Post : Actual charges incurred | ||||
| 3. Phone Call : Rs.3.00 Per call | ||||
| 5 | Zerax copy of the Cheque/Record, Rs 100/- Per copy | |||
| 6 | Processing Charges : On the Agricultural & Non agricultural loans issued to the individuals by the bank (Except Deposit Loans, Gold Loan, NSC Loan & Ware House Receipt loan & Loans sanctioned to the member societies) | |||
| Loan Amount | % of Charges | |||
| Upto Rs.3,00,000/ | 0.75% | |||
| Rs.3.00 -10.00 lakh | 1.00% | |||
| Rs.10.00 Lakh and above | 1.50% | |||
| (Maximum Rs.20000/- | ||||
| 7 | If a Cooperative Society not utilized the sanctioned CCL limit and applied for the renewal, processing charge of 0.50% of the loan amount (Minimum Rs.1000 & Maximum of Rs.5000) to be bear by the society | |||
| 8 | ATM Service Charge, half yearly Rs.50/- | |||
| 9 | Duplicate RuPay Card Rs.200/- | |||
| 10 | RTGS/NEFT Charges | |||
| Amount of Transfer | NEFT | RTGS | ||
| 1. Upto Rs.10000/- | Rs.2.25 | NA | ||
| 2. 10001 to 1,00,000/- | Rs.4.75 | NA | ||
| 3. 1,00,001 to 2,00,000/- | Rs.14.75 | NA | ||
| 4. 2,00,001 to 5,00,000/- | Rs.24.50 | Rs.24.50 | ||
| 5. Above 5,00,000/- | Rs.49.50 | Rs.49.50 | ||
| 11 | Locker Rent (In advance) | |||
| Based on Size | Yearly | |||
| Small Locker | Rs.1000 + GST | |||
| Medium Locker | Rs.1500 + GST | |||
| Big Locker | Rs.2500 + GST | |||
ಕನ್ನಡ